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What are the protection coverage options for my Audi on demand rental?

Here are our coverage options explained in the simplest terms we can think of. We highly recommend that you check out the Learn More descriptions from the insurance company and our Rental Agreement for a more in-depth review.

Personal Accident Insurance (PAI) / Personal Effects Coverage (PEC)

This option includes Personal Accident Insurance and Personal Effects Coverage. You may be reimbursed for damage or loss of personal property and/or for medical expenses in the unfortunate event you are involved in an accident.

Here’s what each part covers:

Personal Accident Insurance:

  • $125,000 Accidental Death Benefit to passenger
  • $2,500 Accidental Medical Expense
  • $500 Ambulance Benefit
  • $500,000 PAI Aggregate Limit

Personal Effects Coverage:

  • $2,000 PEC Aggregate Limit


Auto Physical Damage

This option covers your Audi rental. Selecting this option means that we will assume all loss or damage to the car during your rental, with some exceptions as detailed in the Rental Agreement.

What this means to you:

  • Zero financial responsibility for vehicle
  • Zero out-of-pocket expenses



Coverage: Supplemental Liability Insurance is an optional coverage that protects the rentee against third party liability claims as a result of an accident while the rentee was operating the rental auto. SLI provides excess coverage over the underlying insurance/or self-insured statutory limits required in the executed and signed rental agreement. SLI DOES NOT PROVIDE PRIMARY LIABILITY COVERAGE TO THE RENTEE nor does it provide any uninsured/underinsured motorist & Personal Injury Protection coverage. SLI covers the difference up to $500,000 Combined Single Limit in excess of the limits of liability provided by all underlying insurance available or statutory limits.